So you bought or refinanced your loan into an Adjustable Rate Mortgage and you want to know what to do?  This is a dilemma facing many homeowners right now due to the huge numbers of 2-5 year Adjustable Rate Mortgages that were written in the past 6 years. 
Lenders have begun sending out letters informing [...]

There are a lot of Mortgage Acceleration programs available now that have piqued the interest of Homeowners.  The premise behind them is that if you pay off your mortgage sooner you can live a debt free life longer.  While there are definite benefits to leverage and always keeping a mortgage,  today’s climate of economic uncertainty [...]

Florida has long been a winter haven for people from the “North”.   The definition of North has expanded quite noticeably recently beyond the typical Chicago, New England, & New York retiree to include people looking to Florida for proximity to the beach and the tropical warm weather that we get year round.  Now the people [...]

Adjustable Rate Mortgages (ARM) are not only very unpopular right now thanks to the media bashing them, but they currently (August 31, 2007) have higher rates than Fixed Rate Mortgages.   This poses a problem for people that want a lower payment but now are demanding the secure rate of a Fixed Rate Mortgage.  
The answer to this problem is found in Hyrbid Mortgages.  These [...]

Right now, pretty much anyone in Residential Lending is on the hot seat.  Government Oversight is the demand du jour to rectify the problems in the current economy.  The problem is that there is no fixing the people that are already hurt in their credit… and there is a Teflon sheen on many of the [...]