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David Podgursky Boynton Beach Realtor

Archives for the ‘Mortgage Info’ Category

Investment Property buyers need to know…

By David A. Podgursky, MBA • Mar 2nd, 2008 • Category: Commercial, Foreign National, South Florida Info

With the current state of the national and local economies and the decline of the real estate market throughout the state, many home buyers are thinking that now is the time to pick up that first rental property that will lead them to financial freedom and wealth for their retirements. Unfortunately for most, the fundamentals [...]



Foreign National Mortgage Market changes

By David A. Podgursky, MBA • Feb 26th, 2008 • Category: Florida Info, Foreign National, South Florida Info

The US Mortgage “Meltdown” has dealt a rough blow to Foreign National Buyers who are trying to take advantage of the weakness of the US Dollar and invest in property in vacation and resort areas like here in Florida. Lenders have long seen Foreign Nationals as risky, but still offered 80-90% Loan to Value programs [...]



Florida Mortgage | Refinance Now or Wait?

By David A. Podgursky, MBA • Feb 15th, 2008 • Category: Florida Info, Residential, South Florida Info

Rates are screwy… the Florida Real Estate Market is terrible… Alan Greenspan is talking about recession… Ben Bernanke is  lowering rates with a baseball bat… Barry Bonds was using steroids but a typo might get him off… Roger Clemens was maybe using steroids but he’s going to get a presidential pardon… and you think NOW [...]



Florida Real Estate & Mortgage | Developers and Lenders argue about Location Location Location

By David A. Podgursky, MBA • Feb 7th, 2008 • Category: Development, Florida Info, Residential, South Florida Info

One of the first things you learn in Marketing 101 is that the most important part of a successful marketing campaign is “Location, Location, Location”.  If you watch Donald Trump’s Apprentice shows, you also learn that whenever he has a remote sales challenge, he really questions the contestants’ choice of location even if they do [...]



Florida Real Estate & Mortgage | Prognosticating the Market(s)

By David A. Podgursky, MBA • Jan 29th, 2008 • Category: Florida Info, Residential, South Florida Info

Listening to the News – Local in Florida or National on CNN, Headline News or MSNBC – you learn that there is a big chasm in the interpretation of “The Market” and what that actually refers to. To some, “The Market” is a MacroEconomic entity that encompasses all the good and especially the bad from [...]