DEBT SERVICE COVERAGE RATIO or DSCR What is it? Who came up with this? Why do we need to know another math equation? How can it save a deal? or a client?

Commercial Mortgages for Small Businesses are a notably animal than Residential Mortgages.  Commercial Mortgages are based on three main criteria but there are many variables that can make those criteria flex based on the lender and their goals.  Yes… the Lender’s goals. In Residential Finance, my goal is to take the borrower’s unique needs and [...]

ARE YOU BUYING A HOME OR AN ENCROACHMENT?? A Land Surveying Primer Ok… I am a little biased right now. I grew up in a Real Estate Industry Family…specifically my parents own a Land Surveying Company. I remember at 11-12 years old going in and doing tax book research and answering phones…yes I was a [...]

So I was driving to a client and heard on the radio a commercial that played out like a skit One guy was telling the other that he was expanding his business and needed a commercial loan. The second one told him he just refinanced his commercial office condo and it was great. Come to [...]

Thanks to Lisa Abrams-Cruz – a soon to be ActiveRainer and to Cyndee Haydon, my fellow Wildcat in the Sugar Sands of the Gulf Coast for making me think about this post enough to come up with something coherent…and thanks to Renee Burrows for kicking me off with a post that this legitimately compliments! Renee’s [...]